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His loan is at 5.5% interest, $2,900 / month, with 28 years left on the mortgage. I’m not a realtor and you’re not getting a loan. If you wanted this house you’d be buying the contract off me. You’re not qualifying for his loan, it stays in his name. The property goes into a trust and you buy the trust that contains the property. I own 25 houses like this. Most recently I bought 646 S Joplin Rd Aurora CO and 2107 5th Ave N Minneapolis MN using this method. You’ll never see another opportunity li