For those who qualify, Ladder’s convenient, instant approval term policy offers up to $3 million in coverage with no medical exam required. Ladder sells only term policies, so if you’re...

May 4, 2024 · Immediately after that I got emails and texts from Ladder congratulating me on getting approved and encouraging me to confirm coverage. In my opinion, it felt very "bait-and-switch" so I …

Dec 17, 2025 · Life insurance companies like Ladder might deny your application for a variety of reasons, including criminal convictions, certain medical conditions, drug or alcohol abuse, or a high …

We started Ladder because we fundamentally believe life insurance is good—for people and communities. But at some point, it was hijacked by high pressure sales tactics, expensive products, …

Is ladderlife.com legit? Is it a secure bet or could there be potential risks? Check out our analysis review, where we outline if it’s a scam or not.

Dec 4, 2025 · Wondering if 2025 Ladder Life Insurance is a scam? Our review will help you decide if this company is worth your time and money.

Sep 19, 2024 · Ladder Life Insurance only offers term life insurance, which doesn't provide lifelong coverage to build cash value or policy conversion. You would have to start over with a different …

Sep 24, 2024 · At this time, Ladder does not fully meet one of our biggest requirements when shopping for term life insurance: an A++ or A+ A.M. Best rating. So, we recommend selecting another company.

Dec 29, 2025 · Read our comprehensive Ladder life insurance review to learn about available policy options, pros, and cons in 2026. Find out if Ladder fits your life insurance needs below.

We decided to go a different direction with life insurance due to Ladder does not offer permanent life insurance policy. All policies offered are temporary and we obtained a permanent policy that builds …