I realize that when I need to start taking my RMDs, I will be pulling out more than $100,000 a year, which will significantly boost me into a higher tax bracket. The remaining $1 million or so of ...

Do withdrawals from my pre-tax IRA and/or 401(k) accounts made before I turn 73 count toward my RMDs? Or do RMDs start at 73 without regard to prior withdrawals? I'm 70 now and still working and ...

Uncle Sam will eventually get his money, though, so you'll need to pay income taxes on your withdrawals. To prevent people ...

If you have an inherited IRA, there’s a key change for 2025 that heirs need to know. Here’s how to avoid a penalty.

The way to plan for retirement in 2025 just got a little more complicated thanks to the SECURE 2.0 Act. Whether you’re still ...

Understand RMDs without the IRS jargon—simple, clear, and doable. Avoid penalties (because who wants to give the IRS an extra 25%?). Get the scoop on inherited IRAs and the rules that could save your ...

The Black Eyed Peas were set to perform at a 15-show Las Vegas residency at the Planet Hollywood Resort & Casino’s PH Live ...

Another way to leave tax-free money to a surviving spouse is with life insurance. A small policy can put cash in the hands of a surviving spouse for funeral expenses and paying off debts. A bigger ...

Explore spousal inherited IRA options, including rollovers, tax implications, and Secure Act changes. Learn how to maximize ...

Although one could argue that the cultural retirement age is 65, and Social Security retirement age is 67, many households ...

In life, you often get second chances — and the same is true with investing. To illustrate: You might not have been able to contribute to a Roth IRA during ...

You put in after-tax dollars to a Roth IRA, so you can withdraw your contributions at any time, free of taxes and penalties.