One way to start the year on a positive note is by setting yourself up today to benefit from the tax breaks of an individual ...

In 2025, retirement savers have a new opportunity to set aside money through their 401(k) plans and IRAs. Here’s what experts ...

Evaluate the potential benefits of a Roth IRA conversion in light of current tax laws and economic projections.

Investors can boost their after-tax returns by pairing assets with taxable accounts or tax-advantaged retirement accounts like 401(k) plans and IRAs.

Typically, a parent wishes to treat their children equally in their estate plan and presumes they will achieve this goal by ...

If you have an inherited IRA, there’s a key change for 2025 that heirs need to know. Here’s how to avoid a penalty.

If you’ve been affected by a major disaster, such as the wildfires in California, you may be eligible to tap your retirement funds early and without a penalty. Here's how.

Employers are increasingly adopting provisions from SECURE 2.0, a federal retirement law passed in 2022, that may make it ...

The Secure Act 2.0 introduces a provision allowing distributions of up to $2,500 per year from retirement accounts to pay for long-term care insurance premiums starting in 2026. This change raises ...

The average Social Security beneficiary will receive about $23,712 in 2025. While that's a good chunk of money, it's not enough for most people to live off of comfortably. Married couples might fare a ...

As people from Generation X move toward retirement, they are starting to understand that Social Security really is in crisis ...

Traditional IRAs (individual retirement accounts) are just retirement savings accounts you fund and manage on your own, whereas traditional 401(k) plans are retirement savings accounts offered by ...