Best balance transfer cards with 0% APR of July 2025 With the top balance transfer cards, you can get no-interest offers of up to 24 months.

A balance transfer can help save you money by moving your debt to a card with a lower APR. See our picks for best balance transfer credit cards.

We evaluated the most popular credit cards offered by major banks, financial companies and credit unions that allow anyone to join and have no foreign transaction fees to find the best of the best.

The best Bank of America credit cards include solid cash rewards and travel cards — which get even better if you do your banking with the issuer.