Simple math shows the best age to take Social Security may be later than most people think. While many Americans claim benefits at 62, experts say waiting can lead to bigger lifetime payments. The ...

Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners aged 50 and above.

By that math, your typical American man would be smart to claim Social Security at age 62, the first year of his eligibility.

To determine the best retirement planning apps and tools, we evaluated platforms based on their ability to help users track progress toward retirement, model long-term income strategies, or increase ...

The EPS pension amount is calculated using a specific formula: Pension = (Average Salary × Pensionable Service) ÷ 70. The ...

If you have left a job or are near a job shift, you must roll your 401(k) into an IRA. With this smart move, you can cut fees, gain more fund options, and keep all your cash in one spot. No doubt, the ...

Bank of America is launching a new digital platform to help its customers “conveniently convert” their 401(k) retirement investment portfolios into a steady income. Launching November 17, the tool ...

The IRS is boosting retirement plan contribution limits in 2026, allowing Americans to put more money in their tax-preferred 401(k) and individual retirement accounts. The tax agency, which announced ...

The Internal Revenue Service has announced higher contribution limits for 401(k) and individual retirement accounts for 2026, giving savers and their advisors new benchmarks as they plan for the ...

For simplicity, employers might prefer the SIMPLE IRA. For flexibility, a 401(k) plan provides a wider array of choices. Many, or all, of the products featured on this page are from our advertising ...

I have been on Morningstar’s 401(k) committee for more than 25 years. In that capacity, I work with colleagues to choose and monitor the funds available to employees in that plan. Although options for ...