Some people who have signed up with a company called Bilt have been unnerved to see a list of all their credit cards ...

When I turned 18 (25 years ago), my parents had me open a credit card in my name so I could start building credit. I never ...

But if your credit score is padded enough (let's say its in the 700s or 800s) to take a hit, I'd argue that it doesn't make a whole lot of sense to keep paying annual fees that can cost well north ...

The credit card debt statute of limitations is an important legal safeguard that can protect you from being sued over old debts. However, it doesn't erase the debt, nor does it prevent collectors ...

But when I saw this Reddit post, I was immediately skeptical. Here, we have someone who claims they were contacted about a $70,000 credit on an old business credit card of theirs.

It’s not unusual to have a credit waiting for you on a credit card. If you have a credit card you don’t use often, make a purchase with it, and return it, you might end up with a $100 credit ...

Edited by Emily Roth | May 19, 2025, at 3:39 p.m. ... Getty Images What happens to your rewards after closing a credit card depends on the issuer.

Lower is better (below 30% is ideal). When you close an old credit card, you shrink both of those categories. Your history gets shorter and overall utilization gets higher.