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Federal student loans should come with slightly lower interest rates in the 2025-2026 academic year. Here’s what to know.
Undergraduate student loans will carry an interest rate of 6.39%, down from 6.53% this year. Graduate direct loans will drop to 7.94% from 8.08%. And PLUS loans for graduate students and parents of ...
The Fed doesn’t directly impact what you pay for federal student loans, yet it might affect variable-rate and private loans.
Student loan interest rates can make a significant difference in how much you make in loan payments over time. Where federal ...
Refinancing student loans can offer financial relief through lower interest rates and flexible payment terms. However, it's ...
Borrowing costs on student loans for the next academic year will likely be near a 15-year high. In the 2025-26 school term, ...
Federal student loans also offer hardship benefits, such as loan deferment and forbearance, which can keep your loans in good ...
Federal student loans typically offer the lowest interest rates, but they can only finance so much of one's education. Oftentimes, borrowers also need to take out a private student loan in ...
The Department of Education has not collected on defaulted loans since March 2020, when a host of changes were made to loan ...