In rare cases, it may make sense to refinance your student loans but experts recommend taking other steps first.

Refinancing student loans can offer financial relief through lower interest rates and flexible payment terms. However, it's ...

CNBC Select set out to find what lenders are best for private student loan funding. Our top picks offer some of the lowest and most competitive refinancing rates available, as well as perks like ...

Currently, the Fed anticipates more cuts in 2025, but those depend on economic conditions. It might not make sense to wait ...

One thing to keep in mind, though, is when you refinance a federal student loan, you're essentially replacing it with a private loan. This means that you would no longer qualify for any federal ...

You'll will have a new loan servicer when you refinance your student loan, unless you choose to refinance a private loan with the same private lender, and your new lender will pay off your old loans.

SoFi is a popular lender for those looking to take out private student loans or refinance existing loans. It offers competitive rates, an easy online application process and discounts available ...

The top student loan refinance companies offer a variety of terms and low interest rates. But keep in mind that refinanced student loans are always issued by private student loan lenders—so if ...

Dashia is the consumer insights editor for CNET. She specializes in data-driven analysis and news that intersects personal finance, tech and consumer sentiment. Dashia investigates economic shifts ...

You can refinance both federal student loans and private student loans, but one is riskier than the other. When you refinance federal loans, you’re no longer eligible for federal benefits and ...