The weekly grocery bill is always a struggle! Dave Ramsey’s food budget percentage is a great jumping off point, but I like to stick to a guide of about $100 per family member per month.

It may make sense to include these periodically at full cost in your budget instead of including a portion of the expense each month since that is how you will pay for them. 5. Child care and pet care ...

These discretionary expenses may be harder to account for in a budget, as they don’t always come with a set monthly fee. If you use the 50/30/20 budget, wants can account for up to 30% of your ...