The “pay yourself first” budgeting method, also referred to as reverse budgeting, takes the approach of prioritizing savings over expenses.

The “pay yourself first” budgeting method, also referred to as reverse budgeting, takes the approach of prioritizing savings over expenses.

For example, if your paycheck is $2,000 and you automatically save $100, you mentally adjust your budget to $1,900, helping you manage expenses without thinking twice,” she said.