As Erika Tortorici, founder of Optimum Insurance Solutions in Massachusetts, explains: “The 80% rule means homeowners must insure their property for at least 80% of its replacement cost to ...

North American Casualty Company, a subsidiary of Applied Underwriters, Inc., today announced it has completed its purchase of Optimum Insurance Company, a Texas domiciled property and casualty ...

Accordingly, A.M. Best views Optimum Re Insurance Company's capital structure as being of higher quality now as there is no surplus note outstanding.