The main benefit of an ARM is that you can often snag a lower rate than you would with a fixed-rate mortgage. But ARMs can be risky because your monthly payment could increase if your rate goes up.

How an Offset Mortgage Works Offsetting a mortgage is a financial strategy that involves using savings to reduce the interest ...

A jumbo loan is a mortgage for more than $806,500 in 2025. You'll have to meet stricter requirements to receive a jumbo loan, including a bigger down payment. Jumbo mortgage rates may be lower ...