A creditworthy co-signer can help you get the top private student loans with favorable interest rates. But being a co-signer means taking on a lot of responsibility: You're on the hook for any ...

Undergraduate student loans will carry an interest rate of 6.39%, down from 6.53% this year. Graduate direct loans will drop to 7.94% from 8.08%. And PLUS loans for graduate students and parents of ...

Personal loans can help cover personal expenses once you exhaust student loans. Personal loans feature fast funding times and attractive rates, but they are often more expensive and lack the perks ...

Borrowers become delinquent from the first day a payment is late, and for most federal student loans, the outstanding balance goes into default after 270 days, or roughly nine months, of non-payment.