Non-qualified retirement plans are not subject to the Employee Retirement Income Security Act (ERISA), which means they do not offer the same protections and regulations as qualified plans.

In response to last week’s executive order (EO), the Department of Labor has rescinded informal guidance from the Biden administration-era that cautioned small-plan fiduciaries against offering ...

ERISA protects the entire amount held in qualified plans with no maximum dollar limit. BAPCPA, on the other hand, caps the value. For 2024, the protection extends to account values up to $1,512,350.

Cash balance plans can significantly boost your retirement strategy if you want a reliable, guaranteed income stream.

On August 7, 2025, President Trump signed an executive order titled “Democratizing Access to Alternative Assets for 401(k) Investors,” designed ...

Under Section 409A, these “excess benefit” plans are now described as “linked” plans, and, if form and timing of distributions from the nonqualified plan are governed by the qualified plan ...

As noted, qualified defined benefit pension plans are also legally permitted to invest in precious metals as plan assets subject to the same Section 408(m) requirements imposed on permissible ...

New directive could allow Americans to add cryptocurrency, real estate and private equity to 401(k) plans, but changes may ...

Millions of Americans saving for retirement through 401(k) accounts could have the option of putting their money in ...